Megan (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
themegaloo) wrote2008-09-22 01:15 pm
themegaloo) wrote2008-09-22 01:15 pm
!!
I HATE BANKING.
A LOT.
So I have 4 cards, 3 of which I actually use or will use. An account connected to my parents at Bank of America, my own account at Wachovia, a credit card that's tied to my parents and my own Capital One credit card which is BRAND SHINY NEW.
If you have never gone a-traveling, here's a tip- you actually have to CALL YOUR BANKS before you take off so they know it's you making those charges in a foreign country and don't decide to freeze your account, cause lemme tell ya, dealing with them from overseas is not an easy thing and it REALLY SUCKS not to have your debit card functional when you need it. Once they freeze it they can't just UNFREEZE it that easily, which likely means they'll mail you a NEW one with a NEW pin and it is tre annoying.
So you have to call them first.
I called Capital One first because it's new and shiny and they weren't too bad, even if I was plugging numbers in and recording responses and shit because I never actually talked to a person. But the option was THERE to do the calling thing, which was a bit of alright.
Bank of America was next on my list and I called and listened to all the options like 3 times and went "..." and hung up confused.
Wachovia was sweet and easy. Just chill on the line long enough and keep asking for "Other Options" and you WILL eventually get a human being. My human was very nice and helpful and I was very appreciative and I think I said thanks about five times.
So then I went back upon my dad's advice and called Bank of America again and just started mashing zero. ANOTHER TIP, FOLKS! Mashing zero is not something they tell you but is something that works. I GOT A PERSON! Who...transferred me to another person which was Not a Person but I ended up finally at a REAL person and that REAL person got it taken care of for me.
So in conclusion: Call your banks, mash zero if they're confusing. \o/
And hope I don't need to use any of my cards if I make it home at Christmas. @_@!
....Now I need to pack. ;_;
(two checked bags, no more than 50lbs, one carry on, one personal item and I sorta want a new purse, blast.)
A LOT.
So I have 4 cards, 3 of which I actually use or will use. An account connected to my parents at Bank of America, my own account at Wachovia, a credit card that's tied to my parents and my own Capital One credit card which is BRAND SHINY NEW.
If you have never gone a-traveling, here's a tip- you actually have to CALL YOUR BANKS before you take off so they know it's you making those charges in a foreign country and don't decide to freeze your account, cause lemme tell ya, dealing with them from overseas is not an easy thing and it REALLY SUCKS not to have your debit card functional when you need it. Once they freeze it they can't just UNFREEZE it that easily, which likely means they'll mail you a NEW one with a NEW pin and it is tre annoying.
So you have to call them first.
I called Capital One first because it's new and shiny and they weren't too bad, even if I was plugging numbers in and recording responses and shit because I never actually talked to a person. But the option was THERE to do the calling thing, which was a bit of alright.
Bank of America was next on my list and I called and listened to all the options like 3 times and went "..." and hung up confused.
Wachovia was sweet and easy. Just chill on the line long enough and keep asking for "Other Options" and you WILL eventually get a human being. My human was very nice and helpful and I was very appreciative and I think I said thanks about five times.
So then I went back upon my dad's advice and called Bank of America again and just started mashing zero. ANOTHER TIP, FOLKS! Mashing zero is not something they tell you but is something that works. I GOT A PERSON! Who...transferred me to another person which was Not a Person but I ended up finally at a REAL person and that REAL person got it taken care of for me.
So in conclusion: Call your banks, mash zero if they're confusing. \o/
And hope I don't need to use any of my cards if I make it home at Christmas. @_@!
....Now I need to pack. ;_;
(two checked bags, no more than 50lbs, one carry on, one personal item and I sorta want a new purse, blast.)
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ohgodohgod
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Hope nothing goes wrong tomorrow! WE'LL MISS YOU WHILE YOU'RE GONE. ;O;
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*crosses fingers about planes and shit*
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Man, I think all companies that deal with money are a bitch. They must sign something promising that they will be completely unhelpful, annoying, aggravating and/or totally dishonest.
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EXCEPT WACHOVIA. Wachovia won the customer service award today, they were pretty fantastic.
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Thanks, goldie. <3